Broker Check

Financial Specialists That Put Your Needs First

As independent financial advisors, our team at The Wealth Factory is committed to putting your best interests first—no matter what. We have no proprietary products, which means we’re not trying to upsell you on something you don’t need. You can trust that every recommendation is made with only your needs in mind.

At our firm, we have the client—and only the client—in mind.

Our team-centered approach allows you to take advantage of every advisor’s skills, knowledge, and experience, and gives you the confidence that our whole team has your back. We believe in forming long-term, trusted relationships with our clients, becoming partners you can rely on throughout your financial journey. Your goals are our goals; let’s work toward reaching them together!


John Machak

LPL Financial Advisor


John got his start in the financial industry in 2002, working with investment products at The Hartford. After 5 years serving in this position, his desire to serve individual investors led John to become a financial planner in 2008. With his years of experience handling investment products, John is skilled at helping his clients effectively manage their assets and grow their wealth.

John received his Bachelor’s degree in Business Administration from Bloomsburg University, and his Master’s in Personal Financial Planning from the University of Missouri. He helped cofound The Wealth Factory in 2012, with the goal of becoming a quality, reliable financial advisor for his community in Central Pennsylvania.

Family is central to John’s life, and when he’s not serving his clients, he’s typically with his wife, Laura, and their two sons, Johnny and Paul. A long-time tennis player, he still enjoys hitting the tennis courts himself, and is also the head tennis coach at Lock Haven University. They currently reside in Williamsport, PA.

In addition to serving his community through his work as a financial advisor, John is also a Dwell Orphan Care founding board member and a part of the engagement committee for the Central Pennsylvania Chamber of Commerce.

John holds his FINRA Series 6, 7, 63, and 66 certifications and SIE through LPL Financial. He has also received his Producer Life, Accident, and Health license.

Lauren McDonald

LPL Financial Advisor


Lauren has been in the financial industry for 8 years. After decades of being a business owner and entrepreneur, Lauren left her business processing firm behind to cofound The Wealth Factory in 2012. With 45 years of entrepreneurial experience, and a reputation for quality service and trusted confidentiality, she is perfectly positioned to support other individuals, business owners, and institutions in reaching their financial goals.

Lauren is known for being detail-oriented and getting results for her clients. Whether they’re just building their wealth or are ready to transition to their retirement years, her compassionate and understanding approach helps clients reach their lifelong goals.

Lauren resides in Muncy, PA, on a secluded property that keeps her close to nature. She loves the quiet, beautiful grounds and nearby wildlife, which she shares with her husband, Steve. They have two grown sons who have started families of their own, giving Lauren the greatest reward a parent could ask for—grandchildren that she adores. She enjoys gardening in her little haven, reading, and exercising.

Lauren hopes to make a difference in the lives of others through both her work and by serving on the Board of Directors for the Central Pennsylvania Chamber of Commerce. She received her Bachelor’s in Business Administration from Lycoming College, and has since received her FINRA Series 6, 7, 63, and 66 certifications, SIE through LPL Financial, and Producer Life, Accident, and Health license.

Independence Powered by LPL Financial

Independence Powered by LPL Financial

Our firm is backed by the nation’s largest independent broker/dealer, LPL Financial. What does this mean for you? It means our team is backed by a network of tools, resources, and technology that helps us to better serve you. While you get personalized service from our financial advisors, you also get the expertise and resources of a nationwide network of consultants and other professionals.

Our team is ready to help you pursue your financial goals. Are you ready to take the first step?