Insurance

An essential part of an individual’s wealth plan is risk mitigation around all things medical.  We will help you evaluate your preferred providers, risk exposure and budget for providing for coverages for:

• Individual Health – Pennie Certified
• Medicare Supplements and Medicare Advantage
• Term and Permanent Life Insurance
• Self employed Disability Plans

Offered through employers and provides coverage to a group of employees, a professional benefits advisor brings real value to the busy employer.

• Starting with the Benefits Budget, we analyze your business’s expenses, employee advantages, and possible risks.
• We may recommend changes and additions to existing plans, even shedding light on unnecessary benefits that you can cut to keep your budget tight.
• Our efforts help you attract top talent and retain existing employees.
• We communicate directly with employees so they understand their benefits; we make certain the employers know the regulations and stay compliant.

• Group Health Insurance
• Life & Disability
• Vision
• Dental
• Voluntary Insurance Coverage

     o   Accident

     o   Cancer