Our Firm


John Machak

John Machak started in the financial industry in 2002 working in the investment products division at The Hartford.  With a desire to serve individual investors, John became an independent financial planner in 2008 – cofounding The Wealth Factory in 2012.

When not helping his clients, you’ll find John spending time with his wife, Laura, and their two sons Johnny and Paul.  You may also find him on the tennis courts as an active tennis player in the central PA community and the head tennis coach at Lock Haven University. 

Education:  BS – Bloomsburg University; MS in Personal Financial Planning – University of Missouri

Registrations/Licenses:  Series 6, 7, 63, 66 through LPL Financial; Life and Health

Phone:  570-772-9869

Email:  johnm@twfplan.com


Lauren McDonald

Lauren McDonald comes from a background of business management, including owning and managing several small businesses right here in central Pennsylvania.  She has been helping clients enhance their financial futures since 2012, when she turned her passion with numbers into providing financial planning services right here at home.  Her personalized approach helps clients translate their financial goals and challenges, and provide objective solutions.

In addition to working with both business and individual clients, Lauren maintains a full schedule of community support – a tradition she started in the 1970’s.  Her energies help many organizations including:

  •                Lewisburg Arts Council  
  •                Lock Haven Area YMCA
  •                East Lycoming Soccer Association
  •                American Lung Association
  •                Cousteau Society

Lauren lives in Muncy with her husband of over 30 years.  Sons Andy and Ryan reside in the Williamsport area and remain a great joy in her life. 

Education:  BS – Lycoming College

Registrations/Licenses:  Series 6, 7, 63, 66 through LPL Financial; Life and Health

Phone:  570-971-4016

Email:  laurenm@twfplan.com